https://www.dropbox.com/s/l8u1l8j1htcf3cd/TGODFH%20w-Kirsten%20Howe%202017.02.25.mp3?dl=0

We recently did a presentation at a financial planning colleague’s office entitled “Is Your Family Prepared?” Most of the audience had already done their estate planning and the emphasis of the presentation was not to encourage them to do estate planning.  Rather, our focus was to point out other ways that clients can help their families to be prepared for…

Late in 2014, the federal ABLE (“Achieving a Better Life Experience”) Act was signed into law to become effective in California this year.  The law is designed to provide those with special needs a way to save money without losing needs-based public benefits such as SSI or Medi-Cal.  This is an important issue and, perhaps the greatest accomplishment of the…

Most Americans do not know, or refuse to accept, the facts surrounding their potential need for long-term care and the costs associated with it.  This was reconfirmed recently in a telephone survey of 1,735 Americans over the age of 40, funded by the SCAN Foundation and conducted by the Associated Press (AP) – NORC Center for Public Affairs Research (“survey”). …