Lisa stared at the stranger standing on her doorstep, suspicious. “Good morning, ma’am,” the man said politely. “I noticed you’re in need of a new roof. If that’s not in your budget, I’d like to tell you about an important government program that will loan you the money. And they don’t even run a credit check. If you have some…
Mary shook her head sadly. “I’m telling you, Sue, I have tried everything to get my mom out of the house. Since her friend Betty died, she just sits at home and knits. She and Betty went everywhere together. They were always on a new adventure. Betty’s death was sudden and I expected it would take my mom some time…
Sarah let herself into her father’s home, carrying several packages she had found in his mailbox. Her father asked, “What did you bring me?” Sarah frowned. “I found these in your mailbox. Have you been ordering from Sweepstakes, Inc? You know that stuff is junk, right?” Her father shook his head. “Nope, not me.” He pointed at a pile of…
Elder abuse is a common topic and we hear frequent warnings about scams by caregivers, email and telephone scams, and even being taken advantage of by children or grandchildren. While marrying for money is not a new concept, it is quickly spreading into the area of elder abuse. Caregivers, or people wanting to get close to an elderly person with…
Exposure to natural light–or direct sunlight–has long been believed to have significant health benefits. For example, researchers have established that regular exposure to natural light: Produces vitamin D in the body. Vitamin D promotes bone growth and aids in the absorption of calcium. It also prevents some types of cancer, heart disease, depression, and weight gain. In addition, Vitamin D…
Divorce, remarriage, and blending families are treacherous enough waters to navigate, let alone wondering if all sides of your family will get along when you die. Those are all critical junctures to update your estate plan, whether it be a trust, a will, power of attorney, health care directive, or just beneficiary designations. If all aspects of your estate plan…
Estate planning is usually viewed as a sea of paperwork that, once completed, sits on a shelf to collect dust. You have peace of mind that it is complete and that your family will now be harmonious upon your death because they have a well-thought-out plan to follow when executing your last wishes. However, the big issues that tend to…
Mary set her phone down on the table and frowned. Her husband, Herb, studied her. “What’s wrong?” “I don’t think we can bring Mom home for Christmas. The nursing home said if we remove her from the premises, we have to pay a fee to hold her bed. Otherwise, they can give the bed away to someone else.” “What? That…
It starts out innocently enough, you bank with Chase, but your new mortgage is through Bank of America, and they offer you a half a percent discount on your mortgage if you open a new account with them. Then a local credit union offers a great rate on a car loan, so you open an account with them and become…