Who needs to think about long-term care? That’s something for down the road. Or maybe you’re healthy, you have your wits about you, and you just don’t think that is something you will ever need. Well, believe it or not, 70% of people over the age of 65 will need long-term care at some point while aging. Unfortunately, health insurance…
Exposure to natural light–or direct sunlight–has long been believed to have significant health benefits. For example, researchers have established that regular exposure to natural light: Produces vitamin D in the body. Vitamin D promotes bone growth and aids in the absorption of calcium. It also prevents some types of cancer, heart disease, depression, and weight gain. In addition, Vitamin D…
Sandy rolled up to the table where her poker club sat. “Well?” asked her friend, Diana. “How was the trip?” Sandy rolled her eyes. “Let’s see. The TSA agent kept insisting I had to walk through the security screener, even though I was in a wheelchair and told her I couldn’t walk. Finally, they brought me an airport-approved wheelchair and…
One of the most important aspects of your estate plan may be the decisions you make about your health care. There may come a time when you are no longer able to make such decisions and by planning for that possibility, you can ensure that your desires will be carried out to the very end-of-life. There are three tools at…
There are so many ways for parents to leave inheritances to their children as you can imagine. These are a few of the common approaches that parents seems to like, each of which can be tailored to a given family. IF YOUR CHILDREN ARE MATURE ADULTS: Outright Distribution If your children are adults, and you have no concerns for their…
In this continuing series of posts we will focus on Medi-Cal for our over-65 clients who need assistance with long-term care. Here, we continue our discussion of the issues we discuss in our first appointment with our clients. What About Veteran’s Benefits? One preliminary question we ask our clients has to do with their prior military service. In some cases,…
