We all know that when we turn 65 we are covered by Medicare. But many people don’t know that coverage is not automatic. We actually have to sign up for it. And we have to sign up during a specific time period or risk a penalty. Below is a quick lesson on when and how to do it. WHEN: Some…
Finn slapped the pile of envelopes on the kitchen table and grunted at his wife, Lola. She peered at him over her coffee mug and gestured toward the pile. “What’s this?” “Credit card bills. For Mom and Dad.” Lola frowned. “How is that possible? We have responsibility for their financial affairs. We pay all of their bills. They live in…
Are you juggling work and caregiving? Stressed to the max? Looking for answers? Did you know you are in the majority now? In 2009, AARP estimated that nearly 61% of people over the age of 50 are employed and have caregiving responsibilities. (1) In 2015, it was found that 6 in 10 caregivers are employed and this ratio will continue…
Sharon stared at the bill from the hospice that had cared for her mother in her final days. “I can’t believe they charge so much for such crappy care. Heck, Mom almost died while they were transporting her. They clearly didn’t know what they were doing.” Her friend, Lynda, nodded. “They were pretty bad. I remember how upset you were…
The rapidly increasing population of dementia patients in assisted living facilities is challenging not only the facilities providing the care, but also the safety of the other non-afflicted seniors who reside there. Originally, assisted living facilities were created as an alternative to nursing homes. They were designed for those who were independent, but in need of some assistance with daily…
One benefit available under the Affordable Care Act (sometimes called “Obamacare”) enacted in 2011 is the Medicare Annual Wellness Visit. This yearly appointment with your primary care provider (PCP) is covered under Medicare Part B. It enables you and your PCP to come up with a personalized prevention plan based on your current health and your known risk factors. As…
In this episode of “Absolute Trust Talk,” Kirsten talks to Maureen Richardson, Certified Financial Planner and sole practitioner at Richardson Elite Financial Strategies. Richardson is also Amazon bestselling author of “‘Til Money Do Us Part: Financial Planning for Couples.” The topic of conversation is, of course, financial planning, but not just any financial planning, the focus here is on couples.…
