2890 N. Main Street, Suite 206 • Walnut Creek, CA 94597

Natural Light May Benefit Dementia Patients

Exposure to natural light–or direct sunlight–has long been believed to have significant health benefits. For example, researchers have established that regular exposure to natural light: Produces vitamin D in the body. Vitamin D promotes bone growth and aids in the absorption of calcium. It also prevents some types of cancer, heart disease, depression, and weight gain. In addition, Vitamin D…

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VA Pension Planning – An Overview Part 2

In our recent post, VA Pension Planning – An Overview Part 1, we discussed the service and medical eligibility requirements. Here we will focus on the Means Test of financial eligibility for VA Pension. The Means Test is comprised of Income for VA Purposes, or IVAP, and Net Worth. We will discuss the requirements for both, and some possible options…

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Use Long-Term Care Insurance as Intended

Mary slammed the cordless phone onto the receiver. Her husband, Tom, peered at her over the top of his newspaper, his eyebrows cocked in concern. “Now what was that about?” he asked. “That was Beth Willis. She says we can’t use Dad’s long-term care insurance for his home health care because he doesn’t meet the criteria of the policy.” Tom…

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Walnut Creek, CA 94597

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