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Natural Light May Benefit Dementia Patients

Exposure to natural light–or direct sunlight–has long been believed to have significant health benefits. For example, researchers have established that regular exposure to natural light: Produces vitamin D in the body. Vitamin D promotes bone growth and aids in the absorption of calcium. It also prevents some types of cancer, heart disease, depression, and weight gain. In addition, Vitamin D…

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Use Long-Term Care Insurance as Intended

Mary slammed the cordless phone onto the receiver. Her husband, Tom, peered at her over the top of his newspaper, his eyebrows cocked in concern. “Now what was that about?” he asked. “That was Beth Willis. She says we can’t use Dad’s long-term care insurance for his home health care because he doesn’t meet the criteria of the policy.” Tom…

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2019 Medi-Cal Resource Updates

The California Department of Health Care Services recently announced new Medi-Cal resource numbers for 2019. In All County Welfare Directors Letter (ACWDL) 18-28 the Community Spouse Resource Allowance (CSRA) was increased to $126,420 and the Minimum Monthly Maintenance Needs Allowance (MMMNA) was increased to $3,161 for 2019. The CSRA is the amount of non-exempt assets that the spouse of a…

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