Lisa stared at the stranger standing on her doorstep, suspicious. “Good morning, ma’am,” the man said politely. “I noticed you’re in need of a new roof. If that’s not in your budget, I’d like to tell you about an important government program that will loan you the money. And they don’t even run a credit check. If you have some…
Mary set her phone down on the table and frowned. Her husband, Herb, studied her. “What’s wrong?” “I don’t think we can bring Mom home for Christmas. The nursing home said if we remove her from the premises, we have to pay a fee to hold her bed. Otherwise, they can give the bed away to someone else.” “What? That…
Experts say more than 6.5 million seniors suffer from depression. While the illness is not uncommon at any age, seniors tend to face a variety of special challenges, including retirement, illness, loss of a spouse or significant other, and the prospect of being forced out of their homes due to illness or disability. When left undiagnosed or untreated, the depression…
After you retire, you may no longer wish to reside in California, instead opting for what may be considered a more “senior-friendly” environment. Where you move could have a significant impact on your estate plan. Therefore, it is important to consider the tax consequences of moving to a new state. If you choose to relocate to a western state—Arizona, Nevada,…
The days following the death of a spouse can be confusing. There are a lot of decisions to make and tasks to undertake. One area that must be dealt with quickly and competently is your finances. It is very important to get a clear picture of what steps you must take to secure your financial future. For example, it is…
If you are over the age of 55 and thinking about moving, consider this: you may be able to take your low property taxes with you to your new home. Thanks to Proposition 13, which was passed by California voters in 1978, real estate in California is no longer reassessed at its fair market value for property tax purposes every…
